Stripe's standard US rate is 2.9% plus a flat $0.30 per successful charge. International cards and currency conversion each add their own surcharge on top. Enter your numbers to see your real payout.
Fees breakdown
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Stripe's headline rate is simple, 2.9% plus $0.30 per successful US card charge, but two common situations add surcharges on top. Here's the full breakdown.
This is Stripe's baseline for online card payments in the US. The flat $0.30 component means small transactions carry a disproportionately high effective rate; on a $5 charge, that $0.30 alone is 6% before the percentage even applies.
If the card was issued outside the US, Stripe adds an extra 1.5% on top of the standard rate. This applies based on where the card was issued, not where the charge originates.
If you charge in a currency different from your Stripe account's settlement currency, an additional conversion fee applies, typically around 1%, though it can vary. This stacks with the international card fee if both apply.
Fee rates are kept current but can change without notice, and vary by country and payment method. Always confirm current rates in your Stripe dashboard before making pricing decisions. This tool provides estimates only and isn't affiliated with or endorsed by Stripe.
