Stripe's standard US rate is 2.9% + $0.30 per charge. PayPal's Goods & Services rate is 3.49% + $0.49, consistently a bit higher on both the percentage and the flat component. Enter a charge amount to compare, using the exact same fee logic as each platform's own calculator.
Last verified: August 22, 2026 · Uses the same fee logic as the Stripe and PayPal calculators
Stripe's standard US rate is 2.9% + $0.30 per charge. PayPal's Goods & Services rate is 3.49% + $0.49, consistently a bit higher on both the percentage and the flat component. Enter a charge amount to compare, using the exact same fee logic as each platform's own calculator. Both sides use the exact fee formulas from each platform's own dedicated calculator, so if you want the full breakdown with every input option, visit the Stripe calculator or PayPal calculator directly.
This comparison uses each platform's most common default rate (category, plan, or region) to keep things simple. Your actual rate may vary; check the full calculator for either platform to adjust for your specific category, plan, or country.
Fee rates are kept current but can change without notice. Always confirm current rates directly with each platform before making pricing decisions. This tool provides estimates only and isn't affiliated with or endorsed by Stripe or PayPal.
